Obstacles and Predicaments - Roofing Weather Issues

Well, of course, everything cannot go as planned.

My insurance company pulled a fast one on me today.  

They came in with an insurance quote - for rental property - that was much lower than I had anticipated after all of the multi-policy and no-claim discounts were applied (YES!!), yet they turned the property down for insurance due to the poor (and its poor roof)

Understanding this my plan was to purchase (with cash) and then have the roof put on the next 2 days and then have the property re-inspected.   This would have had me unisured for less than 48 hours.

Well, wouldn't you know -- it rained both days.   I was a bit freaked out - not me usually - and I need to get this take care of to get the property insured.


Here is my prior To Do list which I have accomplished totally: 

To Do List:

             Action                                   Completed

1.  Find first purchase.                                         DONE
2.  Insurance costs                                               DONE
3.  Estimates for paint                                          N/A
4.  Estimates for roof,                                          DONE
5.  Estimates for foundation                                 DONE
6.  Estimates for concrete/driveway work  -         
     need drianage solution                                     N/A
7.  Measure windows for blinds                           DONE
8.  Cost to re-do locks                                        DONE
9.  Draft a contract for the roofing and
     have some lien releases ready.                         DONE
10.Thoughts on porta-potty on job site.                N/A
11.  Talk to framing crew down the block,
     see if I can get more estimates.                        DONE           
 Here is my updated To Do List --

            Action                                                        Date of Completion

1.   Purchase property                                                    4/10/15
1a. Blinds and window coverings
2.   Roof replaced
3.   Insure property
4.   Foundation repair.  
5.   Interior and Exterio ceiling repair (2 spots)\
6.   Re-floor back bedroom

7.   Re-do bathroom
8.   Remodel ugly brick and tile fireplace.
       (First clean and determine efficacy of fireplace - does it work)
9.   Install flush lighting in Dining Room and Kitchen
10. Install Ceiling Fans in each bedroom
11. Paint Interior (Primer will designed be
      to remove "old house" odor. )
12. Redo Exterior Window change
13. Paint Exterior
14. Add Exterior Design Features
15. Driveway repair 
16. Remove dangerous tree and other trees
17. Redo 'landscaping" - there is none whatsoever

Fireplace requiring redo